Product: Umbrella Insurance

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Umbrella Insurance

Not just for the wealthy

You've worked hard for what you have — don't let it all be taken away. You may have home and auto insurance but the coverage you have may not be enough. An umbrella policy can protect your assets and future earnings in the event of a lawsuit.

A court judgment could threaten your investments, and, in some states, even future wages. An umbrella policy could protect your income and assets if you've been sued for:

Libel A false publication displayed in writing, print, signs, or pictures that damages a person's reputation.
Slander A false statement or report about someone.
Legal defense costs

When you've been in an auto accident

A car accident can result in a lawsuit that jeopardizes you and your family's financial security. If you injure someone in a car accident and are held responsible for their medical bills, your auto insurance may not provide enough coverage.

An umbrella policy picks up where your auto liability insurance leaves off.

When someone is injured in your home

If your dog bites the postman or your neighbor's kid hurts himself diving into the shallow end of your swimming pool, your homeowners insurance may not pay out enough money to cover all the bills.

An umbrella policy can help you cover those additional expenses.

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